To save money, there are some strategies we can refer. Many third party payment platform also launch their own e-wallet system for their users. No matter the money saved in RMB or other currencies, only if you do some adjustment, you can get surprising benefits.
Different deposit method leads to discrepancy of annual interests up to 6 times.
Lump sum deposit, lump sum + renew time deposit are two simple methods to save money, which enable your time deposit get increased very easily.
For lump sum deposit, most of banks have established re-posited business. It means client make an appointment on the reserve amount with the bank representative. When the funds in the account over the pointed amount, the bank will transfer the funds from time deposit to lump sum deposit according to the client order.
This most advantage of the service is that: the benefits being maximum in the condition of not affecting the client using the funds. It will not affect your daily life and also bring you benefit.
For lump sum + renew time deposit: You deposit certain amount of money monthly for one year, or three year, or five year period. If you forget for one month or months in the period, you can make up in the next month. So if you choose such saving method, for example deposit 2000RMB every month, you will earned 1325 interests after one year. It is more than 6 times of your time deposit interest.
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